The Devil to Pay — Stephanie James

THE PRICE OF LOVE

Just as Emelina Stratton was about to break into an empty beach cottage, a man materialized out of the fog with a Doberman at his heel. Julian Cotter was as quietly lethal-looking as his dog. A man who exuded an aura of command that force Emmy under its sway. It was easy to believe the local gossip that he was a Mafia kingpin hiding out until things cooled off back East. But Emmy was desperate, and Julian could help her -- for a price.

Emmy was confident she could pay no matter what he charged...until Julian called in her I.O.U.