The Best Husband Money Can Buy — Mary Jo Putney

A poignant romance where an impoverished gentleman discovers a woman to be treasured...

Emma Stone, a lonely governess, inherits an unexpected fortune, and realizes that she can now have the husband and family she craves. Anthony Vaughn, the dashing distant cousin she has known since childhood, needs a fortune to pay his father's debts and preserve the family estate. Together they strike a bargain--even though Emma knows she risks not only her fortune but her heart…

Also published electronically in Putney's "Christmas Candles" anthology.