Wind Along the River — Jacquelyn Cook

"...her heart pulsed to the rhythm of Jonathan's words "I do care."
EMMA EDWARDS - At 27, she had reached the evening of her life. Dependent upon the bounty of an uncaring arid capricious sister-in-law, she feels that even God has forgotten her...
JONATHAN RAMSEY - Confederate naval officer, who with Emma, is swept suddenly into the swift-moving currents of war and danger. But is he too worried about the river to consider her, to renew her faith with his love?
HARRISON WINGATE - Lily's husband, Harrison, tall and dashing, is the quietly mysterious captain of the Wave.