Stormrider and the Lady of Soul — Karen L. Abrahamson

The glamour of living on his boat wears off for Earl James soon after he gets tossed off the police force. With winter storms brewing, the engine having fits, and a broken heater, he figures not much else can go wrong. Then otherworldly Sylvana Stormrider steps aboard and offers him the one thing he truly wants: redemption.

Or maybe not.

Dealing with the Fey is never straightforward.