Rich Coleman's son Matt has just passed the bar exams and is anxious to make his fortune. Unfortunately his plans to be a personal injury attorney have been soured by tort reform. With the help of his new bride and a college professor, Matt devises a plan to expose the long-standing objective of financial institutions to enslave the American people with high-interest financing and credit cards. He hopes when people realize they've been exploited and bankruptcy is their only way out, his business will begin to boom. To promote this new venture Rich begins a series of TV infomercials which are quite successful and land him an appearance on a major network talk show.
It isn't long before Rich has more bankruptcy business than he can handle and several subprime lenders in Texas begin to suffer from escalating loan defaults. One of them, MidSouth Bank of Houston, is particularly hurt, and its chairman, Frank Hill, decides Rich must be stopped. First he orders some dirty tricks as a warning, but when Rich doesn't back off he tries to have him killed. Matt narrowly eludes his assassins, but he is not prepared for Hill's backup plan, which lands him in federal prison. While Matt stews in his jail cell, he at first has just one thing on his mind -- revenge. But in time he comes to realize he has been called to a greater purpose -- to expose the credit conspiracy that has become a cancer on the American people.
With the help of his father and several friends, he concocts a plan to not only destroy Frank Hill and MidSouth Bank, but to expose the credit card conspiracy in a way that will force Congress to do something about it. Love, greed, and revenge fuel this raging thriller about the evil spawned by the plastic gods we love and cherish.
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