Bed-and-breakfast owner Kate Corrigan had always been fascinated (all right, make that a little obsessed) with pirates. But lately, one man had blazed his way into her secret pirate fantasies -- her neighbor Toby Mancini. But that didn't make sense -- Toby was uptight, conservative, and very, very proper.
Still, a girl could dream, couldn't she? Only, Kate would never have dreamed her fantasy man would show up on her doorstep -- sexy, swashbuckling... and in his underwear!
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