Working undercover in a small Indiana bank, apprentice private investigator Cybil Quindt is looking for an embezzler. But when a vivacious young teller dies under mysterious circumstances, Cybil suspects she may be hunting for a killer. The woman's death appears to be a suicide, but the facts don't add up. And when Cybil does a little snooping around the victim's apartment, she's knocked unconscious and tossed into the cold depths of a lake.
Was the teller connected to the missing bank money? Or might the woman's death have something to do with her mystery lover -- a very married man? The deeper Cybil digs into the case, the more convoluted it becomes: a tangle of blackmail, secrets and desperation. But when another teller is strangled, Cybil feels her luck running out, and races to expose a murderer before she's forced to cash out...for good.
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