Wraith — Susan Kaye Quinn

What's your life worth on the open market?
In this sexy, gritty future noir, debt collectors take your life energy and give it to someone more “worthy”… all while paying the price with black marks on their souls.

Wraith is a shadow in the night, haunting the bedrooms of the rich "high potentials" who have stolen life energy from the desperate and dying. The justice and the sweet mercy hit that follow keep her from falling into her own personal abyss. Her secret nighttime work also keeps her on level for her real mission: carrying on her father's mission to bring an end to debt collection as a whole. But when a mysterious debt collector interrupts her in the act and discovers her secret, everything Wraith loves may be destroyed by the one thing she can never fix -- the original sin of being a debt collector herself.

“Wraith is amazing and just as compelling as Lirium -- once again I'm hooked!!”
“I loved being back in this world! Wraith has captivated me.”

This is the first episode of the second season.
RECOMMENDED: START WITH SEASON ONE
Originally written as a serial, WRAITH is Season Two of the Debt Collector series. There are five planned seasons, each from the perspective of a different debt collector.