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“I'm offering you a life of luxury, and in return I want you to give up gambling forever.”

That was the bargain millionaire Garrison Marshall made with Penny Gaines when he proposed to her. And Penny wanted the security and luxuries Garrison was offering more than she had ever wanted anything in her life. But could she give up Midnight, the horse she had raised from birth, before he ran his big race? And could she turn her back on Kim Hewes -- the handsome young real estate investor, whose kisses stirred in her passions she never felt with Garrison?

Kim had no intention of burdening himself with love and marriage, but that was exactly what Garrison did want, Kim was a long shot and Garrison, a sure thing. And although Penny knew that gambling was a fool's game, it was the only gamble she knew…if her luck didn't run out!
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