The Soddit, Or, Let's Cash in Again — A.R.R.R. Roberts

Bingo Grabbins is a soddit who enjoys a comfortable life (apart from his feet, of course). But his contentment is disturbed when the wizard, Gandef, and a company of bizarrely Welsh dwarves drag him away on an adventure.

They have a plot to raid the treasure hoard (or so they say) guarded by Smug, a large and very tedious dragon. Bingo is reluctant to take part in this insane venture, but a dwarven dagger held to his throat soon surprises even himself and off the companions go on a quest that seems truly epic (well, until you read about what later happened to Bingo's cousin, at any rate).

Oh, and Bingo finds this ring thing...